A new car payment is supposed to sting a little.
It’s not supposed to sound like a second mortgage.
That’s why one woman said she walked straight out of a dealership after learning what it would cost to lease a new Ford Expedition Platinum Max.
And judging by the reaction online, a lot of drivers feel the exact same way.
She Went In Looking For An Upgrade
TikTok creator Brooklyn Rivera said she currently drives a paid-off 2018 Ford Expedition.
She visited a Ford dealership to ask about upgrading to a brand-new 2026 Ford Expedition Platinum Max with the Ultimate Package.
That’s when things got expensive very quickly.
According to Rivera, the salesperson first asked what she wanted her monthly payment to be.
She says she pushed back and simply asked them to run the numbers.
The Lease Quote Left Her Shocked
The dealership eventually came back with a two-year lease quote.
According to Rivera, the monthly payment would have been around $1,700 per month.
She said that number was roughly the same as her mortgage payment.
Her reaction was immediate.
Rivera said she laughed in the salesperson’s face because she couldn’t believe a Ford lease payment had climbed that high.
Why It’s So Expensive
To be fair, this wasn’t a base-model SUV.
The Ford Expedition Platinum Max sits near the top of the lineup and gets expensive quickly once buyers add premium packages, dealer fees, and taxes.
Higher interest rates haven’t helped either.
That said, $1,700 per month still feels extreme for most buyers.
The average new car payment in America currently sits much lower, around $800, making this quote feel particularly shocking.
Many Commenters Said They’re Keeping Their Old Cars
@mrsbrooklynrivera and baby, the credit is good! What do you meannnnnn $1700 a month!? #fyp #crashout #newcar ♬ original sound – Mrs Brooklyn Rivera
The comments section quickly turned into a support group for people refusing to buy new vehicles right now.
Some users said they were quoted over $900 per month for vehicles like a Kia vehicle or a Volvo XC90.
Others said they’re holding onto older paid-off cars for as long as possible.
One person said they’d rather keep repairing their old Toyota Corolla forever.
Another said their high-mileage Chevrolet Suburban isn’t going anywhere.
After hearing that lease quote, Rivera seems to feel exactly the same way.